Free Pre-Approval Letter Template: PDF & Word Download

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A pre-approval letter is a document from a lender stating that the lender is tentatively willing to lend to you, up to a certain loan amount. A pre-approval letter is not a guarantee of a loan, but it is a strong indication that you are qualified for a mortgage.

Benefits of Having a Pre-Approval Letter

There are several benefits to having a pre-approval letter, including:

  • It gives you a good idea of how much you can afford to borrow.
  • It makes you a more attractive buyer to sellers.
  • It can help you negotiate a better price on a home.
  • It can speed up the home buying process.

How to Get a Pre-Approval Letter

To get a pre-approval letter, you will need to provide the lender with some basic information about your financial situation, such as your income, employment, and debt. The lender will then review your information and determine how much you are qualified to borrow.

Download the Free Pre-Approval Letter Template

To download the free pre-approval letter template, simply click on the following links:

Download Word

Download PDF

Additional Information

In addition to the information listed above, the following are some additional things to keep in mind when getting a pre-approval letter:

  • Be sure to shop around for the best interest rate.
  • Get pre-approved from multiple lenders.
  • Make sure you understand the terms of the pre-approval letter.
  • Keep your financial situation stable.


A pre-approval letter is a valuable tool for any home buyer. The free pre-approval letter template is a good starting point for getting a pre-approval letter. However, it is important to note that the template is just a starting point, and you may need to modify it to meet your specific needs.

Here are some additional tips for getting a pre-approval letter:

  • Gather all of your financial information before you apply for a pre-approval letter. This will include your pay stubs, W-2s, tax returns, and bank statements.
  • Be prepared to answer questions about your income, employment, and debt.
  • Be honest about your financial situation. The lender will need to verify your information, so it is important to be upfront about any potential problems.
  • Don’t make any major changes to your financial situation after you get a pre-approval letter. This could include opening new credit lines or taking out new loans.

If you have any questions or concerns about getting a pre-approval letter, be sure to consult with a lender.